Study and benefits

study and benefits

When you’re living with a long-term health condition it's usually quite difficult to study full-time or part-time without any effect on your benefits.

It is important that you consider whether you'll be classed as a full-time or part-time student, as the entitlements for the two are very different. To be classified as a part-time student you have to be attending a course for less than 21 hours a week. Any more than that and you'll be classified as full-time and lose benefits accordingly.

Benefits are affected in different ways when you study. These are the most common ones that are affected: 

  • Income Support and Income-based Employment and Support Allowance (ESA)
  • Incapacity Benefit and Contributory Employment and Support Allowance ESA
  • Housing Benefit, Housing Allowance and Council Tax Benefits
  • Job Seekers Allowance (JSA)
  • Carer's Allowance
  • Disability Living Allowance (DLA) 

If you are unsure about how your benefit will be affected by a course of study then please contact THT Direct for advice.

  1. ESA
  2. Incapacity
  3. Housing
  4. Jobseekers
  5. Carers

ESA

If you start a part-time study course you will be able to carry on claiming income support.

If start full-time study when you already get income support then you will be able to carry on claiming this benefit if you satisfy one of the following conditions:

  • You have been receiving income support on the grounds of disability or incapacity since before 27.10.08 and have not yet been transferred to ESA
  • You're a disabled student and you get a income support disability premium.
  • You're a disabled student and you've been off work and getting incapacity-related benefit for 28 weeks.
  • You're a lone parent whose youngest child is under the age of 16.

Income related Employment and Support Allowance (ESA)

If you study a part-time course you will be able to carry on claiming income-related ESA. However, if you are studying full time you cannot qualify for income-related ESA unless you are receiving Disability Living Allowance (DLA).

Note any student loan, grant or bursary may be assessed as income and affect the amount of income-related ESA, income- related job seekers allowance (JSA), housing benefit and council tax benefit.

Incapacity

If you study a part-time course you will be able to carry on claiming Incapacity Benefit or Contributory ESA.

If you are studying full time then in most cases, you can get Incapacity Benefit or Contributory ESA in term-time and during your holidays.

However, you can't make a claim for this benefit if you are under 19 years old and in full-time education.

Also, you cannot be treated as capable of work simply because you are studying.

Housing

You might be eligible for Housing Benefit and Council Tax Benefits if you start to study part-time.

If you decide to study full-time then you'll only be able to carry on claiming this benefit if you satisfy one of the following conditions:

  • You're a disabled student and you get the disability premium.
  • You're a disabled student and you've been incapable of work for 28 weeks.
  • You're a lone parent whose youngest child is under the age of 16.

If all the adult residents in your home are students you won't be liable to pay council tax.

Note any student loan, grant or bursary may be assessed as income and affect the amount of income-related ESA, income- related job seekers allowance JSA, housing benefit. and council tax benefit.

Jobseekers

You can study part-time and get JSA if the training takes place outside the hours you are required to be available for work. The DWP needs to be satisfied that you are genuinely available for and actively seeking work, and you are:

  1. able to rearrange the hours of the course or study to fit around a job
  2. you are willing and able to give up the course should a job become available.

Students attending a full-time course are normally excluded from JSA until the end of the course. However, there are two exceptions: 

  1. If you have a partner who is also a student and have a dependent child, then you can get JSA during the long holidays as long as you are available for work. 
  2. People who are 25 years old and over, and have been claiming JSA for at least two years, can still claim JSA if they go on a full-time employment-related course of a year or less.

Carers

If you study part-time you can claim Carer's Allowance as long as you are available to care for at least 35 hours a week.

If you study full-time you will not be eligible for Carer’s Allowance.

 

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The Information Standard: Certified member

This article was last reviewed on 30/9/2012 by T. Kelaart

Date due for the next review: 31/12/2012

Content Author: J. Band

Current Owner: J. Band

More information:

Disability Rights Handbook 35th Edition April 2010-April 2011

Study and benefits

Financing Studies page 196-198

Income Support page 198

Housing Benefit page 198-199

Council Tax Benefit page 199

The effect of a loan grant or bursary page 199-200

Contributory ESA and Incapacity Benefit page 200

Child Poverty Action Group Welfare benefits and tax credits 2010/2011

Study and benefits

Housing benefit and council tax benefit page 610 613

Full time students JSA page 601

Full time students Income Support page 602-603

Part time students

Income Support page 604

JSA page 604-606

Income-related ESA page 60

ESA

Full time student

Income related ESA page 608

Calculating income from grants and loans page 615-625