The Housing Benefit will soon be replaced by Universal Credit, which is currently being rolled out across the UK.
If you receive a low wage, or no wage at all, you might be able to claim Housing Benefit, whether your home is owned by a public or private landlord.
You can make a claim if:
You’re only entitled to Housing Benefit if your income is low or you receive one of the benefits mentioned above.
You might not be able to claim if:
As of April 2013, your Housing Benefit could be cut if your property has more bedrooms than you need, meaning that you could lose 14 per cent of your benefit if you have one spare bedroom and 25 per cent if you have two or more spare bedrooms.
You’re allowed to have:
The Bedroom Tax won’t affect you if you rent your property from a private landlord, and there are some allowances made based on medical grounds or disability.
The benefit cap is a limit on the total amount of certain benefits you can claim and it only applies to you if you’re of working age. At the moment the cap will only affect your housing benefit. You can find out more with our guide.
You need to get a claim form from the Department for Work and Pensions (DWP) or by downloading the form HCTB1.
The DWP will review all the information in your claim and make an assessment of your income before deciding whether you can receive it.
The amount you can receive depends on your income and how much your rent is. If your rent is above the accepted level for your area, the extra part of it will not be paid.
If you’re on the lowest levels of income or living on benefits, you could get all or most of your rent paid.
If you’re not happy with the decision you can ask your Local Authority to reconsider or you can appeal the decision. You will have one month from the decision date to do this.
You can also appeal if you’re unhappy with the reconsideration.
If you need legal help or advice regarding benefits, talk to our Online Advisor or call THT Direct.
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This article was last reviewed on
by C. Berry
Date due for the next review: 30/9/2017
Content Author: J. Font
Current Owner: D. Anyanwu
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